Entrepreneur's guide to becoming a millionaire

What do you picture when you hear the word "millionaire?" Perhaps a well-groomed senior, lounging in a bathrobe, sipping champagne and overlooking acres of achievement from the portico of a mansion? You think you can never be a millionaire. But what if you can?

Becoming one is actually simpler than you think. You may well be rich already. If you make $20,000 in net income every year, you're among the top 3.65% richest people in the world, according to Globalrichlist.com.

Simple tasks on the road to riches are not always easy. They can be effective:

• Work smarter and harder than your competition. Identify your competition. What differentiators can you bring to your workplace or market?

First, work smarter. There's no sense in selling ice cream on your front lawn in the dead of winter. Instead, set up a booth at the park in the sizzling summertime. Commonsense changes can greatly improve your effectiveness.

And we've all seen colleagues who work harder than anyone. Aren't they the ones promoted? Don't they often become the office linchpins?

Early in my career, I was in a training class of some 55 people. A year later, our class was fewer than half that. By my fifth anniversary on the job, only five of us remained.

Most weren't willing to put in the hard work required. Don't fear hard work.

• Learn from your mistakes and move on. Did you get suckered into two companies that went nowhere? Did you sink $8,000 into an online business venture, only to lose it all? These are just a couple of several investment mistakes I made.

Mistakes are difficult to swallow. The best way forward: Admit we fumbled. Are you willing to admit your mistakes?

Some people beat themselves up after a goof, paralyzing their thinking from future decisions that might produce success. As IKEA founder Ingvar Kamprad said, "Only those who are asleep make no mistakes."

Fess up and move on. Millionaires don't give up because of a few silly mistakes.

• Build something new that you'd love. You can read book after book about what your customers will love. By the time you deliver the innovation, customers will likely already be bored with the idea.

Millionaires understand that some of the best ideas come out of passion for making the world a better place – sometimes through accident and vision. In 1945, for example, engineer Percy Spencer happened to melt a candy bar and then popped corn while tinkering with radar. He quickly saw the great potential that eventually culminated in the microwave oven.

Work on projects you're excited about. Chances are if you create something that you'd use and love, others will use and love it, too. And remember that some of the best ideas are born during experimentation.

• Learn to budget. How much do you drop on eating out, clothing, gadgets and other unnecessary delights? Write down the amount.

Budgeting helps ensure that you spend less than you make. The only way to do that? Track everything. Get assistance with recordkeeping if you need it.

• Start investing. Millionaires often become – and stay – rich because they invest. The good news? Investing is actually pretty simple to start.

Some people start with robo-advisors, simplistic online investment sites best used only as a supplement for a real-life advisor. With Betterment, for example, you make three decisions: How much to invest, how often to invest and how you want to allocate your assets between stocks and bonds.

Point is, you don't have to be a rocket scientist to start investing, nor do you need a lot of capital right away.

Once you start, don't jump ship. The stock market has ups and downs. Ride the wave long-term.

• Don't believe the discouraging people. Your belief affects your actions and your actions affect your outcomes. When you listen to discouraging people, they drag you down so you don't surpass them.

Prove them wrong humbly. Let your results speak louder than your words.

• Save for a rainy day. Medical emergencies can last years. Trees go through roofs. Jobs evaporate.

Without an emergency fund of liquid cash in a savings account – one from Capital One 360 is an example – you're likely to either go into debt or borrow from family members. Don't be the entrepreneur who owes his parents or the couple drowning in debt.

Keep about three to six months' expenses in your fund. For really bad times, I recommend eight.

Pursue your million dollars not for the fame. Strive for such riches for your family, your community and for a purpose greater than yourself or your bank account.

Source:usatoday.com

Google adds 'find my phone' to Android app

Google has released a new feature to search for your lost phone or tablet.

"We've all been there — you've searched under your car seat, tossed around the sofa cushions and you still can't find your phone," Google said in a message on Google+. "If you know where your computer is, you can now ask Google to find your Android phone from your desktop."

Users will first need to install the latest version of the Google app on their Android device. Once you've logged into your account, you can simply search "find my phone" in a browser using Google.com.

A map is then displayed with the location of the phone. You can also prompt Google to ring the phone in case it happens to be nearby.

The search company continues to offer Android Device Manager -- an app for locating the device, changing the screen lock PIN and erasing all data on the phone.

Source: usatoday.com

Drake appears horrified after Madonna makeout session

Madonna finally got her wish.

After revealing her desire to kiss Drake, the 56-year-old “Material Girl” planted a big wet one on the “Take Care” rapper during his Coachella set on Sunday.

Drake, 28, initially appeared to enjoy the smooch, grabbing Madonna’s head during the probably staged act.

The ever-shocking star, who swapped spit with both Britney Spears and Christina Aguilera in 2003, pulled his hand away as he appeared to struggle to escape her grasp.

Once it was over, amid screams from the audience, Drake looked disgusted and disheveled from Madge’s tongue-twisting session.

She simply said into the mic before strutting off stage, “Bitch, I’m Madonna.”

Drake laughed: “Holy sh-t, what the f—k just happened?”

Drake’s February mixtape “If You’re Reading This It’s Already Too Late” featured a song called “Madonna.”

Source:pagesix.com

Hillary Clinton drives to Iowa

When Hillary Clinton said she was going to hit the road, she meant it.

The newly declared presidential candidate is on her way to Iowa, from New York, in a van after announcing her candidacy online Sunday afternoon.

The former secretary of state, who is trying to become the first female president, is set to appear in Iowa — the influential early-voting state — on Tuesday for a series of small, private events. But first, she’ll be driving with two campaign aides — Nick Merrill and Huma Abedin — making unplanned stops along the way.

While she has no planned pit stops on her road trip — which was her own idea — the candidate stopped by a gas station in Pennsylvania on Sunday. She later tweeted a picture of the stop, saying, “Road trip! Loaded the van & set off for IA. Met a great family when we stopped this afternoon. Many more to come. -H”

Clinton asked top aides whether a road trip was feasible about a month ago, one of her staffers said. Instead of a motorcade, she is traveling in a three-car caravan, the smallest possible arrangement given the former first lady’s security constraints.

“We know at some point she’ll get OJ’ed like the White Bronco,” said one campaign aide, anticipating a highly watched drive. “But it’s worth the risk. … If she gets mobbed or we have a circus-type scene, that’s one day in an 18-month campaign, and we can deal with it.”

Clinton is not filming ads during her road trip, the aide said, adding that the trip will allow Clinton to reap the political benefits of small, spontaneous events without a large crowd or media contingent. Even the launch video was filmed in-house, under the eye of digital strategist Teddy Goff, partially to avoid leaks.

Clinton’s much-anticipated launch came in the form of a Web video on Sunday afternoon, ending months of speculation about her intentions. Her campaign kickoff is expected to include a series of low-key events with private citizens, as opposed to large speeches — and her road trip reflects that plan. The presumptive Democratic front-runner is not planning any major speeches or campaign rallies until May.

Glenn Thrush contributed to this report.

Source:politico.com 

Hillary Clinton formally announces 2016 presidential run

But her campaign takes great effort to take the focus off her.

Hillary Clinton on Sunday formally announced her second run for the White House with a digital blitz that portrayed her as a champion of everyday Americans.

In striking contrast to her 2008 presidential bid, Clinton’s campaign took great effort to take the focus off her. In her two-minute announcement video, Clinton doesn’t even appear until the 1:35 mark.

Instead, the video captured messages central to her campaign by featuring regular Americans starting new phases of life: a mother going back to work after years spent raising her kids; a young woman applying for her first job after college; two Spanish-speaking brothers starting their own business together; two men getting married.

The announcement marks an end to the first, awkward phase of Clinton’s roll-out — a non-campaign that has frustrated Democrats who were anxious for her to turn the ignition switch on a presidential run that the party is deeply invested in. Clinton is the first candidate in the thin Democratic field to formally announce a 2016 run, and is unlikely to face any real challenge until the general election.

She is under intense scrutiny, however, to show that she has learned lessons from her unsuccessful prior run, in which she was seen as out-of-touch with middle-class sensibilities. Her launch video for her 2008 bid only featured Clinton, sitting on her couch in her Chappaqua mansion, telling voters: “I’m in, and in to win.”

On Sunday, the tone was different. “Everyday Americans need a champion. I want to be that champion,” she declared on her campaign website. The campaign also put up a fresh Facebook page, featuring personal pictures of Clinton and her family, and a timeline dating back to her birth.

Clinton is following up the digital launch by hitting the road in Iowa this week to talk to voters. The soft launch also means Clinton won’t formally hold a political rally or give a campaign speech until May.

For the past year, the former secretary of state has been treated like a candidate while lacking the structure around her to support one. That has led to some rusty moments as Clinton has sometimes painfully re-entered public life, outside of the State Department’s protective bubble.

The missteps began on her high-profile international book tour. When pressed during an interview with Diane Sawyer last June about why she was spending her time delivering highly paid speeches, Clinton delivered a tin-eared answer: She said that she and President Bill Clinton were “dead broke” when they left the White House.

Clinton — who has raked in more than $5 million on the paid speaking circuit since leaving Foggy Bottom and earned a reported $14 million advance on her latest book deal — admitted later that she regretted the comment and that it was “inartful.” But it fueled an emerging GOP storyline that she is out of touch with ordinary Americans.

She was the subject of bruising headlines again last month after the New York Times reported that Clinton had relied solely on a private email server during her tenure at the State Department. Supporters were willing to give her the benefit of the doubt that she wasn’t hiding official documents. But they were less forgiving of her clunky response.

“It took eight days to provide a pretty straight forward simple answer,” said one Clinton insider, referring to her press conference at the United Nations, where she finally addressed the issue. “All of us thought, why didn’t you give that [answer] a day and a half after?”

Other Clinton backers considered the past year a useful proving ground. “She was bound to be rusty,” one insider said. “She’d been insulated and protected.”

Clinton’s time on the paid speaking circuit has enabled her to hone a campaign stump speech: in recent months, she has been highlighting her decades-long record fighting for women’s rights and supporting equal pay and legislation like paid sick leave. The speeches, in controlled environments filled with supporters, have provided Clinton with the opportunity for a soft launch before entering the fray.

As expected, Clinton’s formal entrance into the race immediately unleashed Republican attacks. Former Florida governor Jeb Bush, who is expected to launch his own campaign in the coming weeks, released a video Sunday morning linking Clinton to Obama’s presidency.

“We must to do better than the Obama-Clinton foreign policy that has damaged relationships with our allies and emboldened our enemies,” Bush said. “Better than their failed, big-government policies that grow our debt and stand in the way of real economic growth and prosperity.”

Senator Rand Paul, another Republican presidential contender, also jumped in, jabbing at both Clinton’s use of private email and the foreign money that has freely flowed to the Clinton Foundation. “It’s going to be hard for her to say she’s for women’s rights when she’s accepting money from sort of stone-age sort of regimes that really abuse the rights of women,” said Paul on CBS’ “Face the Nation.”

She faces some skepticism from the left, too, for her perceived closeness to Wall Street and her husband’s deregulatory moves during his presidency. On Sunday, New York City Mayor Bill de Blasio, a progressive who managed Clinton’s successful 2000 Senate campaign, declined a chance to endorse her.

“Like a lot of people in this country, I want to see a vision,” de Blasio said on Meet the Press. When asked if he was endorsing Clinton, he demurred: “Not until I see — and I would say this about any candidate — till I see an actual vision of where they want to go.”

In assembling a campaign team and vision — for an effort many close to Clinton estimate will raise and spend $1.5-to-$2 billion — Clinton has been careful to learn from the mistakes that marred her 2008 bid against Barack Obama. In a mission statement handed out to the team Saturday, campaign manager Robby Mook outlined how important it will be for the team to operate as a unified team, and as a diverse “family.”

The memo’s point was clear: Mook and senior staffers are determined to set a collaborative tone — a sharp contrast from the last campaign, when Clinton’s operation was crippled by infighting and discord among the top aides.

The memo also reminded staffers of one of the campaign’s animating themes: that the election “is not about Hillary Clinton and not about us — it’s about the everyday Americans who are trying to build a better life for themselves and their families.” That point was lost during the 2008 run, which carried the scent of coronation and when even Clinton’s first official announcement had a imperious and self-centered ring to it: “I’m in, and I’m in to win.”

Even as Clinton seeks a fresh start, she has many supporters who have been waiting for her to run again since the day she lost. “There are 18 million people who have been ready since June 3, 2008,” said Jeffrey Campagna, who served on Clinton’s 2008 finance committee and LGBT steering committee. The official announcement “means everybody can press send — everybody has mailing lists, everybody has social networks.”

President Obama, Clinton’s one-time rival, offered support Saturday at a press conference in Panama. “She was a formidable candidate in 2008,” Obama said. “She was a great supporter of mine in the general election. She was an outstanding secretary of state. She is my friend. I think she would be an excellent president. And I’m not on the ballot. So I’m not gonna step on her lines.”

He added: “The one thing I can say is she’s going to be able to handle herself very well in a conversation or debates around foreign policy. And her track record with respect to domstic policy is I think one that cares about working families.”

Many of Clinton’s allies admit they would have preferred a shorter campaign, and would have liked to delay her official entry into the race for as long as possible, but they realize that has become impossible as the anticipation of her run got ahead of her.

“The race has already begun, the coverage has already begun, she has to be part of the debate right now,” said New York labor leader Stuart Appelbaum, president of the Retail, Wholesale and Department Store Union, a labor group that endorsed Clinton in 2008. “It’s going to be long and intense.”

Clinton’s official announcement also marks the official end for Ready for Hillary, the independent super PAC that for two years has been building grassroots support for Clinton’s run.

“People have wanted it to be real for two years,” said Tracy Sefl, a senior advisor to Ready for Hillary.

And while some supporters have expressed skepticism in recent days about a digital launch, fearing it would do little to humanize Clinton, Sefl said she supported the approach. “There is something symbolic and also very real about going to the middle of the country to talk about the middle class and issues that people care about, which don’t have to do with Beltway/Acela corridor stuff,” she said. “She’s going to the middle of the country to talk about the middle class. It seems perfect.”

Source:politico.com

2015 FORMULA 1 CHINESE GRAND PRIX

FIA post-qualifying press conference - China

DRIVERS: 

1 - Lewis Hamilton (Mercedes), 

2 - Nico Rosberg (Mercedes), 

3 - Sebastian Vettel (Ferrari)

Click here to see Chinese Grand Prix Details

Q: Lewis, quickest in both sessions yesterday, quickest again today in all sessions, it’s looking pretty good for you this weekend?

Lewis Hamilton: Yeah, I think China’s continuing to be generally a good circuit for me, and a very, very positive vibe here. The car’s handling fantastically well this weekend, a lot better, in terms of the whole weekend, compared to how it was in Malaysia. At the end of the day this team continues to do an amazing job. The guys back at the factory did a great job to kind of regroup after the last race and bring some improvements for this weekend and I feel very grateful for that.

Q: Nico, we heard you on the radio at the end there sounding frustrated. Did you think pole was there for you today?

Nico Rosberg: Definitely, yeah. When it’s four hundredths, it’s nothing, you know. So I was frustrated, I am frustrated, yeah, because it’s so close and of course I would have wanted to have pole today.

Q: Thank you. Sebastian, what are your hopes for taking Mercedes in the race, after what you did in Malaysia, what are your hopes for taking them in the race again tomorrow?

Sebastian Vettel: Well, first of all, happy with today I guess. I think it was a, yeah, different strategy we had in Q3, going only once, on a new set. Obviously these guys were a bit quicker than we expected to be honest, but yeah I think P3 was our maximum today. For tomorrow I think we should be a bit closer. How close we will find out. Definitely looking forward to going racing, and hopefully go race them tomorrow. It’s not very far to turn one, so I guess that’s fairly straightforward, but it’s a long race and tyres are very important here. Obviously we try to do well and get a lot of points.

Q: Just back to you Lewis, what lessons were learned from Malaysia that the team has brought into this weekend?

LH: I think there are too many to mention but obviously it wasn’t the tidiest weekend for us. But more so, for me and my guys on our side of the garage, we just tried to get our full programme and fortunately we didn’t have any problems so far this weekend and that’s a big step for us. But obviously we’ve got a tough race ahead of us tomorrow. Nico’s very quick and also the Ferrari’s are very good still, with their long-run pace, so it’s not over by all means.

PRESS CONFERENCE

Q: Lewis, this has always been a great track for you, you’ve got a good record around here - what is it about this track, do you think, that suits you so well.

LH: People keep asking me that. I don’t really know. Have you seen the banners that I have here? The support I have here’s pretty unreal. Otherwise… I don’t know. I just like the track. I guess it just naturally suits - a little bit - my driving style as opposed to other circuits for me. And one that I generally just really enjoy driving. It’s a tough circuit, it’s got a great combination of corners and the race is a good challenge.

Q: Nico, four one-hundredths of a second the difference today. You’ve had success around here as well. Where did it get away from you today, do you think?

NR: There’s not one specific place. It’s just four hundredths and that makes it even more annoying because it’s just very, very close. A lap is never 100 per cent perfect and four hundredths is really the blink of an eye nearly y’know? That makes it even more disappointing.

Q: Sebastian. Mercedes have saved a set of tyres for the race tomorrow, obviously their concern after what happened in Malaysia. How do you win this race tomorrow?

SV: I think so have we. We’ll see. I think we knew that it will be tough today in qualifying to be really, really close. I think Q1 but then especially Q2 looked quite promising. In Q3 I think it was a bit what we saw in practice, so quite a large gap. For us we’re fairly happy to make sure we are right behind them. Obviously we want to close the gap. Maybe tomorrow we are a bit closer, but for now I think we can be reasonably happy. Bit of a shame not to get both cars in the second row. As I was told, Kimi was a bit unlucky on the warm-up lap. Yeah, tomorrow’s race though, we should have good pace, so we’ll see what we can do.

QUESTIONS FROM THE FLOOR

Q: (Niu Hong Lin - China Radio International) Lewis, you’ve been nominated by the Laureus award and the ceremony would be on Wednesday so we do not really expect you to show up as you have a race soon after. So do you have anything to say about that, and maybe especially to Chinese fans?

LH: Definitely. I feel very proud and kind of honoured to be one of the nominees. That’s very cool. I don’t think I’ve been nominated many times if any. I think perhaps maybe one year, many many years ago, so... It’s a very prestigious event and I’ve got to witness many other great athletes win it, so I’m just grateful to be in amongst a great group and regardless of if I do or don’t win.

To the fans, they’ve been amazing. Every single year I come here... I couldn’t imagine it growing but there’s more and more people I get to see and the flags, the support is just... it’s almost like it’s my home Grand Prix, so I really do appreciate it.

Q: (Michael Schmidt - Auto, Motor und Sport) Seb, did you chose this tyre strategy because it looked like you could have gone through on a hard set of tyres through Q1?

SV: I disagree. I think it was probably possible but very very close. If you don’t make it, you start the race tomorrow from P16 or P17, so I think that’s why we decided to do that and if I’m right, I think everybody put on the options in the first part of qualifying. I’m not sure about those two. They didn’t? Then they were just quick. Obviously we tried to save a set for tomorrow and hopefully we can be a bit closer in the race.  

Source:formula1.com

Apple Watch arrives in stores – but gold ones are like gold dust outside London

The biggest company in the world has launched its newest device, but the reception has been muted compared to previous launches – deliberately so

An assortment of Apple’s new watch designs lie on display during a preview day at the Apple Store in 

Covent Garden in London, Britain, 10 April 2015. Photograph: Andrew Cowie/EPA

The Apple Watch was made available to order on Friday, with the company’s attempt to discourage customers from camping outside Apple Stores proving largely successful.

At 8:01 on Friday morning, London’s major Apple stores in Regent Street and Covent Garden had bare pavement outside – a far cry from the bustling scenes greeting the company’s last major device launches, the iPhones 6 and 6 Plus.

But Angela Ahrendts, the company’s retail chief, won’t be sad at the lack of a scrum, having advised customers directly that online was as good as offline. “To provide the best experience and selection to as many customers as we can, we will be taking orders for Apple Watch exclusively online during the initial launch period,” she said in a press release.

Those stores (as well as the Apple outpost in the Selfridges department store) do have one unique draw: the only units of the solid gold, £8,000 Apple Watch Edition available to try on in the whole of Britain. Customers will still have to book an appointment, in slots of up to 15 minutes, using the company’s website, before they can put the 18-karat slab of gold on their wrists, however.

No other city in Britain will have any units of the gold watches available to try on (or even look at) in-store, leaving the watch – Apple’s attempt to compete with traditional watchmakers tendency to sell expensive solid-gold watches to the super rich in the West and abroad – a London-only prospect for the time being.

That’s not to say would-be buyers can’t pre-order the watch in other cities, though. But they won’t be able to try them on before they buy them, meaning they may as well have stayed at home. As Ahrendts made clear,the Apple Watch isn’t available for pre-order directly in any Apple store, with the company moving to an all-online system: customers are able to try on the watch (including the Watch Edition, in the three London stores), but then have to use in-store iPads to pre-order them.

That hasn’t stopped the device from being an apparent success in its first day. Within minutes of the pre-orders being made available, delivery times for many models of the watch had lengthened to 4–6 weeks, and by the end of the day, every watch available was backordered by at least that much.

As for the gold Apple Watch, the hefty price tag doesn’t seem to have put off buyers. Pre-order now, and the earliest it will arrive is this June.

Source:theguardian.com

Chinese Grand Prix: man runs on Shanghai track sparking F1 safety fears

• Intruder darts over starting grid, jumps pit wall and enters Ferrari garage
• Lewis Hamilton fastest in practice as Mercedes hit back at Ferrari

 The intruder apparently stated he wanted to try an F1 car after running across the track and jumping
 the pit wall to get into the Ferrari garage at the Chinese Grand Prix. Photograph: Sky Sports/Formula 1

Concerns over security at China’s Shanghai International Circuit have been raised after a “fan” ran across the track during the second practice session.

The local man, in possession of a grandstand ticket, initially scaled 10-foot high catch fencing that runs along the main straight opposite the pits. With cars on track, the man then darted over the starting grid with a Force India approaching in the background before jumping up the pit wall into the pit lane and entering the Ferrari garage. It was there he was finally grabbed by security staff and handed on to police for arrest – but not before apparently stating he wanted to try a car.

Motor sport’s governing body, the FIA, is currently looking into the matter, alongside the promoters and circuit officials.

As for the real action on track, Lewis Hamilton led the way at the end of both 90-minute sessions. The reigning F1 champion suggested Mercedes will be back in control for this race after Ferrari and Sebastian Vettel conjured one of the surprises for many a season with the team’s first victory for almost two years at the last race in Malaysia.

Mercedes, and Hamilton in particular, responded as he initially finished 0.541 seconds quicker than his team-mate Nico Rosberg at the end of FP1 when Pirelli’s medium-compound tyre was used. Switching to the faster soft tyre for runs in FP2, Hamilton again comfortably had the edge by 0.443sec over Ferrari’s Kimi Raikkonen.

Red Bull’s Daniel Ricciardo was third quickest, 1.093sec adrift, but only after taking to the track 40 minutes late due to issues. It is yet to be determined whether they were the same problems that ultimately brought an end to his team-mate Daniil Kvyat’s day. As the young Russian exited the pits with 20 minutes remaining his brakes caught fire, and although Kvyat attempted to return, he was eventually forced to pull off track.

Vettel was fourth on the timesheet, 1.120sec down, with Rosberg fifth after making a mistake on his fast lap on the soft tyres.

Kvyat still ended up sixth, followed by the Williams of Valtteri Bottas, Sauber’s Felipe Nasr and Romain Grosjean in his Lotus.

McLaren’s Jenson Button completed the top 10, two seconds down as he and the team continue to show signs of improvement, with his team-mate Fernando Alonso 12th and a further half a second off the pace.

Felipe Massa’s session, meanwhile, lasted 38 minutes as the Williams driver skidded off the track at the end of the longest straight in F1. The Brazilian locked up on the approach to turn 14, losing the back end of the car and resulting in a slide on to the run-off area where he lost the left front-wing endplate after clipping a barrier.

Although Massa managed to keep the engine running and reversed his car, the endplate lodged under the left front tyre, forcing him to abandon.

Source:theguardian.com

What does Hillary stand for?

The most familiar candidate is surprisingly unknown

ANY day now, Hillary Clinton is expected to declare that she is running for president. For most Americans this will be as surprising as the news that Cinco de Mayo will once again be on May 5th. Mrs Clinton has had her eye on the top job for a long time. She nearly won it in 2008 and is in many ways a stronger candidate now. She and her husband have built a vast campaign machine. The moment Mrs Clinton turns the key, it will begin openly to suck up contributions, spit out sound bites and roll over her rivals. Some think her unstoppable: Paddy Power, an Irish bookmaker, gives her a 91% chance of capturing the White House in 2016.

Steady on. The last time she seemed inevitable, she turned out not to be. The month before the Iowa caucuses in 2008, she was 20 points ahead of other Democrats in national polls, yet she still lost to a young senator from Illinois. She is an unsparkling campaigner, albeit disciplined and diligent. This time, no plausible candidate has yet emerged to compete with her for the Democratic nomination, but there is still time. Primary voters want a choice, not a coronation (see article). And it is hard to say how she would fare against the eventual Republican nominee, not least since nobody has any idea who that will be. The field promises to be varied, ranging from the hyperventilating Ted Cruz to the staid Jeb Bush. Rand Paul, a critic of foreign wars and Barack Obama’s surveillance state, joined the fray on April 7th (see article). Still, Mrs Clinton starts as the favourite, so it is worth asking: what does she stand for?

Air miles and briefing books

Competence and experience, say her supporters. As secretary of state, she flew nearly a million miles and visited 112 countries. If a foreign crisis occurs on her watch, there is a good chance she will already have been there, read the briefing book and had tea with the local power brokers. No other candidate of either party can boast as much.

She also understands Washington, DC, as well as anyone. For eight years she was a close adviser to a president (her husband) who balanced the budget and secured bipartisan agreements to reform welfare and open up trade in North America. Afterwards, as a senator, Mrs Clinton made a habit of listening to, and working with, senators on both sides of the aisle, leading some Republicans publicly to regret having disliked her in the past. A President Hillary Clinton could be better at hammering out deals with lawmakers (of both parties) than President Obama has been. She would almost certainly try harder.

But to what end? For someone who has been on the national stage for a quarter-century, her beliefs are strangely hard to pin down. On foreign policy, she says she is neither a realist nor an idealist but an “idealistic realist”. In a recent memoir, she celebrates “the American model of free markets for free people”. Yet to a left-wing crowd, she says: “Don’t let anybody tell you, that, you know, it’s corporations and businesses that create jobs.” (An aide later said she meant tax breaks for corporations.) Some candidates’ views can be inferred from the advisers they retain, but Mrs Clinton has hundreds, including luminaries from every Democratic faction. Charles Schumer, her former Senate colleague from New York, called her “the most opaque person you’ll ever meet in your life”.

Mrs Clinton’s critics on the right fret that she is a power-hungry statist. (“Give her an inch and she’ll be your ruler,” warns a campaign badge.) On the left they fear that she is close to Wall Street (her campaign is predicted to raise $1 billion), divorced from the lives of ordinary Americans (she first moved into a governor’s mansion in 1979) and hawkish (she backed the invasion of Iraq). Perhaps she is something in between: a sensible moderate? She fits this bill better than, say, Elizabeth Warren or Martin O’Malley, two possible Democratic rivals who bash trade and banking. But voters need to know more.

The last time Mrs Clinton set out a detailed economic plan, during the 2008 campaign, she placed herself a little to the left of her husband in the 1990s (less keen on trade deals, for example) and quite close to where Mr Obama has ended up (indeed, Obamacare resembles her plan more than his). The world has since changed, and Democrats are furiously divided over how to ease inequality without constricting growth (see article). The Centre for American Progress, one of the think-tanks Mrs Clinton listens to, recently released a list of policies to promote what it calls “inclusive capitalism”. This contains lots of sensible stuff, such as boosting investment in infrastructure and expanding wage subsidies for hard-up workers; some intriguing ideas, such as encouraging “works councils” to bring labour and management together; and some dubious ones, such as ramping up implied subsidies for mortgages and creating make-work schemes for the young. How much of this would Mrs Clinton favour? Some details would be nice.

On foreign policy, Mrs Clinton’s pitch is that she would be tougher than Mr Obama. She backed his surge of troops in Afghanistan but regretted the expiry date he put on it. She urged him to arm the non-Islamist rebels in Syria; he dithered. She chides him for failing to find a better organising principle for foreign policy than “Don’t do stupid stuff.” Yet she leaves many details unfilled. For example: does she think she could have struck a better nuclear deal with Iran? Nonetheless, many foreigners would welcome an American commander-in-chief who is genuinely engaged with the world outside America.

Secrecy and privilege

A history of hat throwing:US presidential candidates

    announcements (click here)

Sceptics raise two further worries about Mrs Clinton. Some say she is untrustworthy—a notion only reinforced by the revelation that she used a private server for her e-mails as secretary of state, released only the ones she deemed relevant and then deleted the rest. The other worry, which she cannot really allay, is that dynasties are unhealthy, and that this outweighs any benefit America might gain from electing its first female president. Gary Hart, a former presidential candidate, told Politico that, with more than 300m people in America, “We should not be down to two families who are qualified to govern.” The campaign has barely begun, but if Mrs Clinton is to deserve the job she desires, she has questions to answer.

Source:economist.com

How to Use New Emojis on iOS 8.3

Apple adds 300 new emojis to the iPhone, iPad and iPod touch– giving users access to a new iPhone Emoji keyboard and the option to change the skin tone or skin color of the new emojis.

This guide will show you what you need to know about the new emojis on iPhone and how to use the new emoji keyboard found on iOS 8.3. If you don’t see these options on your iPhone or iPad you’ll need to follow this guide to update to iOS 8.3.

The bulk of the new emojis are from more diverse emoji options that allow users to choose between six skin tone or skin color options for many emoji, but that’s not all that Apple adds. There are new emojis for the Apple Watch, new families and new flags to name a few.

Here’s how to use the new emojis for iPhone and iPad in the iOS 8.3 update.

You can choose the color of many, but not all the new emojis in iOS 8.3 and if you want you can set the default skin color for new emojis in iOS 8.3. You need to choose the color for each emoji, which lets you tailor the new emojis to your friends and conversations instead of choosing one skin tone for every emoji.

Read: Use The Secret Spock Emoji

Here is a closer look at the new emojis in iOS 8.3 that you’ll find on the new and improved iPhone Emoji keyboard in iOS 8.3 and that we expect will continue in future updates.

How to Use New Emojis on iOS 8.3

You no longer need to turn the Emoji keyboard on when you use the iPhone. Apple includes a smile face button on the standard keyboard that offers fast access to the emoji keyboard. After you update to iOS 8.3 you will see the new emojis on this keyboard and you can now scroll through all of them without tapping on new categories. The new emoji keyboard for iPhone also shows more emoji on-screen at once.

Tap the smile to use new emojis on iPhone and iPad.

To use the new emojis, tap on the smile face. If you don’t see a smile face you may see a globe, that shows up when you use other keyboards. Tap on the globe to switch to emoji.

scroll to use new emojis.

Now you can tap on any of the new emojis once to add them to your message. You can use these anywhere, but you can only count on seeing the new colors on devices that are also updated to iOS 8.3. When you send these to an unsupported device they will see the default color option for emoji on their device.

Tap and hold to change the skin tone.

Tap and hold on the people emoji to see options to change the skin tone. Tap on the skin tone you want to add to your message. You can only do this on the actual faces, not the smile faces, and on the hands. You cannot change the skin tone of families, although there are new families with two dads and two moms included in the new emojis.

Tap and hold to set a default emoji color.

If you don’t want to always tap and tap on the new emojis, you can set the default skin tone for the new emojis on iOS 8.3. You need to do this for each emoji that you can change the color of. Tap and hold on the emoji until the picker appears. Then tap and hold on the skin tone you want to be the default for that emoji. You can repeat this as needed to pick the emoji color you want.

After you choose a default emoji skin tone you can still choose a different color or change the default. Tap and hold and then tap on the color you want to use or tap and hold to change the default emoji color again.

New Emojis in iOS 8.3

The new emojis in iOS 8.3 include a variety of changes to the skin tone or skin color, a new Apple Watch icon, an iPhone 6 or iPhone 6 Plus and many new flags. You can see some of these new emoji in the screenshots below. The option to add skin tone delivered a little humor as Sisqo discovered the new emojis work well in his famous song, although it also looks like Wesley Snipes in Demolition Man.

Check out what’s new in iOS 8.3 in the slides below. There are almost 70 published changes and major fixes in the free iOS 8.3 update.

    

 

Apple adds over 300 new iPhone emoji in iOS 8.3. There are new Emoji like the Apple Watch and a new Mac, but most users will focus on the addition of more family choices including more kids, families of two men or two women and now there is an option to change the skin tone of many emoji.

Read: How to Use New Emojis

With this update you can tap and hold to choose the skin tone of an emoji icon for many emoji options and then tap to pick the color option. Tap and hold on a new color option to make it the default. The iOS 8.3 emoji keyboard for iPhone now offers continuous scrolling so it is easier to scroll through the emoji options and find the ones you want.

Source: gottabemobile.com

60 Seconds to Success

What happens when you put Money and Meaning together?

The want to do’s It has to be a component of: “What do I want to do, what do I want to be doing, and am I doing some of the things that I love to do that I want to be doing?”

The need to do’s “Am I doing the things I need to be doing in order to do more of what I want to do?”

The measurables “When I looked at numbers and what I needed to be doing. Was I seeing an increase? “

The measurables We call that KPI’s. If you will measure and watch those numbers daily, minimum weekly, your success will increase. Just because you're measuring.

How to know when it’s your thing: 

It's the thing that absolutely possess your mind every day, grips your heart all the time. It stirs your passion endlessly. Then you know that's your thing.

When you go to the series of questions and you figure out what yours is, you will figure out that it's not just money, that it also is not just making a difference, it's both. 

It's all about SYSTEMS: 

If we look at what we want and then ask ourselves a very tough question but very simple answer, “Why don't I have it yet ?” What you're going to find out is a lot of times we just don't know how.

It's not that we're not willing, it's not that we don't believe it can be done, it's not that we don't have something driving us and that we don't have goals, but we don't have a system.

You got to have the system to have purpose led profit, and also the system for marrying it with your purpose and then letting that drive your marketing.

When you put it together and created something called Purpose Led Profit and success was substance.

When you let your purpose drive your marketing you make more money when you have the right system.

What drives you?:

We count leads in our business. Actual leads, people who are prospects, interested in what we offer. 

Your purpose is what drives you. How much money your making does not get you out in the morning. What gets out of bed in the morning is your powerful WHY, your purpose! 

Purpose: 

When you put money and meaning together, success with substance , purpose led profit, everything changes. Purpose-led profit, Successful substance It's about meaning, and it ultimately can be about money.

Source: rockstarentrepreneurnetwork.com

4 Essential Survival Tips For Small Businesses

1) Continue With Advertising: Continue With Advertising Never stop advertising or promoting your business even for a moment. For if you do it, your brand will get lost in the competition. Advertising is like the life blood of small businesses and should be continued as an on going process.

2) Always Be Refreshing: Always Be Refreshing Everybody likes fresh ideas and would wish to see them day in and day out. Think about various ways to serve your customers/clients and implement them. Never be afraid to experiment in implementing your ideas but don't be over-confident about them.

3) Increase Your Presence: Increase Your Presence There may be times when your sales figures might go southward. It is then time for you to enhance your presence – both offline and online. Think about newer ways of sales or products/services that would help get you back on track. You may also need to branch your operations out.

4) Go And Grab Your Customers: Go And Grab Your Customers Though not literally, but you need to pro-active if you wish survive and flourish in the competition. There are many ways and means of doing so, like using giveaways, or arranging competitions, or even providing special discounts.

Source:abovealladvertising.net

How to Take Your Small Business to the Next Level

Source:recruiterbox.com

Design Your Money Life and Go Beyond Your Circumstances

Why Money Matters: Part Two

Many times when I’m working with individuals and clients, they have a very vague notion of what it is that they want. And I understand that, because at a human level we use our physical life as a strategy to reach for something that is intangible. At the end of the day, resolving a challenge around money, you are actually reaching for a sense of accomplishment or success or fulfillment or peace or whatever it is that you’re looking for.

However, your consciousness is made up of two different parts. One is the physical aspect, which is your neurology, your brain, and your body. And then we have the unconscious or higher conscious part, which is your spirit, your heart.

I”d like to talk about how these components play a part in your money life, how to design your money life, and how that actually translates into you having the life that you have always wanted for yourself.

What Are You Looking For?

Why is it important to know what you’re looking for? The reason that it’s important is because your brain somehow is wired to give you maximum efficiency when it knows what to look for. Far too often when I ask people, “What is it that you want?” they always give me an answer something like, “I don’t want to be broken around money. I don’t want to feel this way about money.”

Let’s say you are in an open field, in the center of the field. All you are telling me is that you don’t want to go in that direction. But your brain doesn”t know, out of those 360 degrees, which of the 359 degrees should it go for. Your attention then gets fixated on the way you don’t want to go and your awareness gets cutoff from everything else. That’s why you either don’t end up making any progress or, much worse, you end up in the direction where your brain labels as don’t go there because the brain cannot resist negatives.

It just knows that to be able to not go there, first it has to create the picture of going there and then it has to find a way to negate it. To put it very simply, it’s like asking someone to not think of a zebra. First it has to think of a zebra and then it has to create a picture of something else that is not a zebra. But when it comes to money, the something else that’s not a zebra could be the whole animal kingdom.

This is why it’s important to know what is it that you’re really looking for when you’re trying to design your life, your finances, and your experience around money. That orients your brain to go in the right direction.

What it Means to Design Your Money Life

Think about where you have come from to this point in your life, in your journey around money. The imprinting that you have gone through as a result of your family of origin, your upbringing, your social life, your education, and so forth.

Imagine if everything that you’re experiencing is actually a perfect outcome of everything that you have gone through and everything that”s been imprinted on your consciousness nbso online casino all along, even the struggles. Let’s include also the parts that are not working. Let’s say those are all parts of your unconscious creation at some We offer complimentary pick-up and drop-off service all over the greater Los Angeles / Orange County area for every lesson in our Mercedes-Benz vehicles!Since 1962 Bond Driving online defensive driving course ny has been teaching drivers ed to California teens and adults. level. All imprints from which you are creating your experience of money.

If the experience of life that you want is not in your current system, then it”s sitting outside the framework or the ecosystem you”ve already created. And to design your perfect money life or go beyond your circumstances, all we are talking about is making it OK, making it positive, making it a yes-based experience for you to include those results in your current life.

How to Go Beyond Your Circumstances

In my vocabulary, what it means to go beyond your circumstances is how can you make the change that you’re actually looking for safe, sustainable, and OK in your current infrastructure, in your current set of circumstances?

Then the next question obviously would be, how do I actually do that? I”m going to divide this up into two parts…

Part One: Where Are You Stuck?

As covered in my previous post, let’s first find out where you are stuck in terms of not having the experience that you are really looking for.

Let’s say, for example, if one of your belief systems is coded around the imprint that only greedy people have access to money. If you believe at some level that you’re not a greedy person, then right there is a conflict that you have setup in your current system.

You have to identify all the beliefs that are actually running your system in an unconscious way. You have to ask those questions that we went over above and find out which of the belief systems are actually barriers. Then you have to give yourself permission to overcome them. Even though humans can be highly imaginative, we often don’t give ourselves permission to create or to think of a life that we really, really want.

Part Two: Where Are You Going?

Secondly, you have to know where you would like to go. This absolutely highlights the gap that exists between your present state and your desired state. Then, the experience of bridging that gap can begin. (And this is something that we will keep covering in future blog posts.)

A Money Life Testimony

I was working with a client of mine two or three months ago. He was running three different businesses. One was his own coaching business. The second one was being a high-performing employee for a company selling kitchen panels. And the third one was his own kitchen making business.

For him, his whole life was designed around the imprint that it takes a lot of work to create the money that he was creating. And he was creating a fairly good income— around $200K per year.

But because of this belief system he had and the physical constraints of time, it was getting absolutely impossible for him to achieve the success he was looking for.

When he and I started working together, we started actually changing his beliefs around that. We started changing his identity around where he was and where he wanted to be and within a few weeks he started making amazing progress. It’s been about three months now and he has already achieved his one-year goal in three months time.

Ready to Design Your Money Life?

It is absolutely possible to bridge that gap and exceed your goals because we as humans have an innate drive to keep growing.

If you look at your money life as a journey and not as an end itself, if you look at it as a growth path to take you to the next level, then the whole journey becomes a lot easier.

Here’s what I recommend you do if you want to change your money life. Get in touch with somebody who can help you record your identity around money. If that”s me, you can get in touch with me here. You can choose to engage through these posts. Or you can download my eBook.

I will be providing enough resources along the way to allow you to start working and changing your money experience. Stay the course and I”ll help you go beyond your current set of circumstances.

Source:mihirthaker.com

How to Make Money Automatically

Money is both about numbers and an inherent energetic quality. Today, we’re going to talk about the two key things that differentiate somebody who’s just a moneymaker and someone who’s a money manifestor…

The two keys are identity and purpose.

The Value of Money

Let’s take a moment to first figure out what is money an outcome of. On this subject, we move into the business side of things. We would say money is an outcome of the value that one person or business puts out into the marketplace, in the form of a product or service.

Now, value by itself is something of an intangible attribute. It has more of an energetic quality. So, by putting a number around value, we have taken something that is energetic and turned it into a tangible process. Money then becomes a material representation of an energetic form of value.

“The Money Experience System,” an event that I”m running this weekend, is a system that”s been designed precisely with this concept in mind. How we can manifest something that is intangible—your sense of value or your sense of self-worth—and convert that into a physical business strategy, and eventually into money.

Identity and Money

There is a sense of identity around who we are. You wake up and you think, “I’m Bob” or “I’m Susan.” Somebody wakes up and thinks, “I’m Richard Branson.” There is a certain pattern that we unconsciously run in our daily lives. We wake up. We do something. We behave in a certain way. That’s how neurology has been designed; all of those behaviors cohesively form our identity.

Now that identity itself also comes with a certain set of beliefs, a certain set of capabilities, a certain set of behaviors; and eventually, the kind of environment where you are creating and making money. If you have an identity around money that says, “Hey, no matter where I go or where I am, I’ll be able to create money,” then no matter where you are in the world, you will be automatically creating money.

The key question that you need to ask is, who do I need to be to have the experience of money that I’m seeking?

What should your identity be? Who do you need to become in order to have the outer experience of life and money that you want? That’s the most powerful, deepest quest you can ever embark on. It brings up everything that has been beyond question in your psyche; and at the same time casino spiele it forces you to look at your own strategies that you’ve put in place, things that are working, things that are not working. Identity is one of the key areas that we focus on in the workshop.

I’ve Found My Identity—What Next?

What’s a key strategy to actually making that shift over to creating money once you’ve answered the identity question?

I’ll share a small story that happened to me over the last few days… I just bought a new house and am currently in escrow. Late afternoon last Friday, the mortgage guy calls me and says, “Oh by the way, you need to show that you have x amount of money in your account by Tuesday.” Because of the way the finances were playing out, there was a need for me to create $50,000 over one weekend.

In that moment, I could have easily thrown in the towel. But instead, I took my own advice; the steps I take my clients through in The Money Experience System. I went into that space of being okay with things not working out completely, while also being fully present to the possibility that I would create the amount I needed.

So, to go from being a moneymaker to a money manifestor there is a bridge you must cross. That bridge is called purpose.

To become the money manifestor, you need an ability to connect to that higher purpose, a deeper sense of self, and a vision of your own abundance. As a result of tuning in to that purpose, things start coming together. In the end, I was able to create that $50,000.

The key is what this deeper purpose does to how you play the game. Being in the right space propels you to take purposeful actions at the level you’re trying to reach.

Getting Real Results

Whether the outcome you seek is something that will happen automatically or something that will take time, practice, and repetition depends on the level of congruence and alignment you have. Far too often people consciously tell themselves that they’re not attached to the outcome, but inwardly they are.

It’s about realizing that when you let go of the outcome, there should truly be no emotional charge connected to it. If you feel even a tiny bit of emotional charge about an outcome, you acknowledge there is a possibility that you might not have it.

Being able to let go of the outcome is something that comes with practice. It’s accessible to a greater degree when you are fully shifted into your new identity. To be able to naturally wake up with an identity of abundance, you will have an abundant experience of life. You don’t need to practice being that person.

For example, for me, an identity of abundance means I can create money anytime, anywhere, as much as I need it, as much as I want it. And I don’t need to practice it anymore. Every morning I just wake up as me. I am who I am. I just do things. I’m six feet, two inches tall. I don’t need to practice being six feet, two inches tall. I just am six feet, two inches. That’s how your identity evolves over time.

Do You Know Your Money Identity?

Every heart-centered entrepreneur needs to be at my workshop this weekend. As I mentioned briefly above, it’s a three day live event called The Money Experience System workshop.

We spend the first two days fully diving into your neurology, your beliefs, and your imprinting around money. In those two days, you will learn how you can step into a new level of identity that will automatically help you achieve success, ­wealth, and abundance in your business and in your life.

The third day is focused on creating outer strategies for your business. You might be a coach, consultant, expert, practitioner, or small business owner. In any case, these outer strategies combined with the internal strategies from day one and two are truly life-changing.

I invite you to investigate The Money Experience System workshop and take part in this incredible event.

Source: mihirthaker.com